Buy With Us

Buying a property is one of the most significant financial investments you can make. It is a long-term commitment, and you need to be well-informed to ensure that you make the right decision.

Here is a comprehensive guide on how to buy a property in the UK.

  1. Determine your budget. The first step in the buying process is to determine your budget. This will involve assessing your finances and deciding how much you can afford to spend on a property. You should consider your savings, any available help-to-buy schemes, and the amount you can borrow from a mortgage lender. It is also important to factor in additional costs such as legal fees, survey costs, and stamp duty.
  2. Choose a suitable location. Once you have determined your budget, the next step is to choose a suitable location. At Auckland Estates, we have a deep understanding of the local housing market and can help you find a location that meets your needs. We will work with you to identify areas that suit your lifestyle and budget, taking into account factors such as transport links, schools, and amenities.
  3. Choose a property. Once you have identified a suitable location, the next step is to choose a property. At Auckland Estates, we have a wide range of properties for sale, and our team can help you find a property that meets your requirements. We will take into account factors such as size, condition, and price, and help you view and compare several properties before making an offer.
  4. Make an offer. Once you have found a property you like, the next step is to make an offer. Our experienced team will help you negotiate a price that is fair and competitive based on the current market conditions and the price of similar properties in the area. We will also liaise with the seller’s estate agent on your behalf, ensuring a smooth and stress-free negotiation process.
  5. Mortgage Application. Once your offer has been accepted, the next step is to apply for a mortgage. Our team has extensive experience in the mortgage application process and can guide you through the necessary steps. We will work with you to find a suitable mortgage lender and help you provide all the necessary documentation, including proof of income and expenditure, bank statements, and your credit report.
  6. Survey and valuation. Your mortgage lender will carry out a survey and valuation of the property to ensure that it is worth the amount you are borrowing. You may also wish to arrange your own survey to identify any potential issues with the property. At Auckland Estates, we work with a team of trusted surveyors and can help you arrange a survey if required.
  7. Legal process. The legal process involves several stages, including conveyancing, searches, and contract exchange. Our experienced team of solicitors and conveyancers will guide you through this process, ensuring that all legal requirements are met, and the transaction runs smoothly.
  8. Exchange of contracts. Once all the legal processes have been completed, you will exchange contracts with the seller. At this stage, you will need to pay a deposit, which is usually 10% of the purchase price. Our team will ensure that all necessary paperwork is completed, and the deposit is transferred securely to the seller’s solicitor.
  9. Completion. Completion is the final stage of the buying process. On the completion day, the remaining balance is transferred to the seller’s solicitor, and you will receive the keys to your new property. Our team will ensure that all parties are notified of the completion date, and the necessary paperwork is completed to transfer ownership of the property to you.

At Auckland Estates, we understand that buying a property can be a stressful experience, and we strive to make the process as smooth and straightforward as possible for our clients.

Our dedicated Sales Progression team will guide you through every step of the buying process, regularly making contact with all parties to ensure a swift conclusion.

We pride ourselves on our customer service, and our team is always on hand to answer any questions or concerns you may have throughout the buying process.

We are committed to providing a personalised service that meets your individual needs and ensures that you find your dream property.

Contact us today to see how we can help you on your property journey.